About the job

The Investment Risk Officer is responsible for strengthening first-line risk capabilities within Oikocredit’s Impact Investments framework, ensuring alignment with organizational policies and risk appetite.

This role involves primarily i) supporting Investment teams to identify and analyze key risks and mitigants of proposed investments, thereby contributing to sound and balanced investment decisions, and ii) leading the partner risk monitoring process to identify early warnings and preventive actions to safeguard the quality of Oikocredit’s investment portfolio.

The Officer is also involved in the revision of contract changes following delegated approval authority. The Officer plays a significant role in knowledge sharing and enhancing risk visibility among the Investments team, and supporting continuous improvement initiatives regarding investment risk policies, credit risk tools, and monitoring process.

Main responsibilities

Risk identification and deal structuring

• Support Investments team in early stages of deal structuring while balancing impact, risk, and return.

• Contribute to the strengthening of the investment proposal regarding the assessment of key risks and possible mitigants.

• When required, vote and or participate in credit and/or equity committees, for example RACs or new partners, highly risky partners and rescheduling proposals.

• Manage the Credit Risk Rating process and ensure the consistency of individual risk ratings with the risks identified during the credit assessment.

Portfolio monitoring

• Analyze financial performance and trends in the investment portfolio to identify early warning indicators at country or sector level.

• Produce timely and relevant and/or dashboards on local financial markets (SME or microfinance) to support risk assessment and portfolio monitoring.

• Produce timely and relevant dashboards on trends of key commodity markets.

• Produce other relevant ad-hoc reports as per business needs and/or specific requests on current and defaulted portfolio.

Partner monitoring

• Analyze financial performance and trends in the investment portfolio to identify early warning indicators at partner level and recommend proactive risk mitigation actions in discussion with Investments team.

• Propose borrowers for inclusion or removal from Partner’s Watch List

• Follow up with Investment Officers on explanations and discuss action plans for any watch listed clients.

Policy implementation and improvement initiatives

• Contribute to the design and/or revision of the credit risk management framework.

• Contribute to the improvement of the credit risk rating tool.

Education, skills and experience

• Degree in the field of finance, economics, business administration and/or similar. Any international certification is considered a plus.

• Minimum 4-5 years of relevant experience in banking or impact investment institutions structuring deals and/or analysing credit and/or private equity proposals and/or assessing financial intermediaries or corporates as part of an international rating agency.

• Specific knowledge and expertise in agribusiness, renewable energy and/or climate finance is considered an asset.

• Former investments or credit experience in emerging markets is considered an asset.

• Policy design and implementation and/or process improvement experience is desirable.

• Fluency and full working proficiency in English is a must. Fluency in other relevant languages (French or Spanish) is considered an asset.

Competencies

• Analytical mindset with strong structuring and risk-assessment skills.

• Excellent stakeholder management and ability to coordinate across teams.

• Decisiveness and problem-solving skills.

• Resilient, with a focus on continuous learning, change management and adaptability.

• Skilled in dashboard development and data analysis (Excel, Power BI).

• Performance and result driven.
  
  

Benefits

• Impactful Work; Contribute to meaningful social and environmental change. 

• Professional Growth; you will have access to training and learning opportunities.

• Work-life balance: you will benefit from a flexible work environment where you can work from home approximately 50% of the time.

• Collaborative Environment: Work with passionate professionals dedicated to impact investing and sustainability.

How to apply

Please send your cover letter and resume in English via the apply button.

Oikocredit is an equal opportunity employer. We value diversity and are committed to creating an inclusive work environment that embraces individuals from various backgrounds.